Designed for Small to Medium businesses operating from almost anywhere, this policy allows you the flexibility to choose which sections of cover you want to include, rather than being covered for everything.
The main sections of a Combined/Package Business Insurance policy are:
Property Damage (Fire, Storm Damage, Accidental Damage & Other Perils)
Covering Buildings, Contents, Stock and machinery against physical damage.
Business Interruption/Consequential Loss
Covering the financial loss of your business sales following a property damage incident. This ensure you can continue to meet your business expenses when you suffer a claim (i.e. Rent, wages, mortgages etc)
This covers the theft of your contents and Stock. Also the damage the burglars cause to your property
Brakage of Internal or External glass and signs at your premises.
Public & Products Liability
Covers you for your legal liability arising from Property Damage or Personal Injury to others which you cause during the operations of your business. This can also cover product defects.
This section covers your mobile equipment such as phones, laptops and other portable equipment, whilst they are away from your business premises Anywhere in Australia.
Cover is generally against Accidental Damage, Loss and Theft.
Machinery Breakdown/ Electronic Equipment
Covers damage to your machinery or electronic equipment arising from a mechanical or electrical breakdown as well as deteriation of your stock when in a refrigerator or freezer at the time of a breakdown.
At Ascot Insurance Group we don’t just find a standard quote for you, we use our experience, tenacity and insurer relationships to secure you a policy with the widest range of cover and competitive pricing to suit your needs best.