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Business Package insurance is designed for Small to Medium businesses operating from almost anywhere in the world. This business policy allows you the flexibility to choose which sections of cover you want to include, rather than being covered for everything.  

The main sections of a Combined/Package Business Insurance policy are:

  • Property Damage (Fire, Storm Damage, Accidental Damage & Other Perils)

       Covering Buildings, Contents, Stock and machinery against physical damage.


  • Business Interruption/Consequential Loss

       Covering the financial loss of your business sales following a property damage incident. This ensure you can       

       continue to meet your business expenses when you suffer a claim (i.e. Rent, wages, mortgages etc)


  • Theft

       This covers the theft of your contents and Stock. Also the damage the burglars cause to your property


  • Glass

       Breakage of Internal or External glass and signs at your premises.


  • Public & Products Liability

       Covers you for your legal liability arising from Property Damage or Personal Injury to others which you cause

       during the operations of your business. This can also cover product defects.


  • Mobile/General Property

       This section covers your mobile equipment such as phones, laptops and other portable equipment, whilst they

       are away from your business premises Anywhere in Australia.

       Cover is generally against Accidental Damage, Loss and Theft.


  • Machinery Breakdown/ Electronic Equipment


Covers damage to your machinery or electronic equipment arising from a mechanical or electrical breakdown as well as deteriation of your stock when in a refrigerator or freezer at the time of a breakdown.


At Ascot Insurance Group we don’t just find a standard quote for you, we use our experience, tenacity and insurer relationships to secure you a policy with the widest range of cover and competitive pricing  to suit your needs best.


Contact Us - Ascot Insurance Group

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