Whether you’re a web or graphic designer, software and hardware consultant, marketing consultant, multimedia consultant, recruitment or HR consultant, you are likely to encounter an unhappy customer or even a claim at some point, regardless of your hard work.

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And further to this, size doesn’t matter. A sole trader, contractor, consultant or freelance professional can be susceptible to a claim.

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Professional Indemnity insurance for consultants covers claims made by clients if your professional advice or recommendations causes financial loss to a third party.

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Professional Indemnity insurance may help cover the below aspects, but is not limited to - settlements judgements, investigation costs and defence costs in relation to claims made against a business.

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• Breach of duty

• Breach of privacy or confidentiality

• Intellectual property infringement 

• Defamation

• Lost or damaged documents

• Reputation repair

• Claims investigation costs

• Negligence